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I have sold a property at 112 19673 MEADOW GARDENS WAY in Pitt Meadows.
STUNNING GROUND FLOOR UNIT with private patio and yard at the "FAIRWAYS" Faces the inner courtyard. An excellent floor plan with two bedrooms and two bathrooms. The kitchen is a chef's dream with granite counters S/S appliances and a good size pantry. Lovely California shutters and upgraded laminate floors. MASTER has LUXURIOUS ENSUITE with soaker tub, separate shower, two sinks and granite counters. Near B line bus route, West Coast Express and Golden Ears Bridge. Features: Amenity room, lounge with kitchen, exercise room, massage room, sauna, guest suite, storage locker, bike storage, and car wash bay.
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News release

February 18, 2020 - Ottawa, Ontario - Department of Finance Canada

For many Canadians, their home is the most important investment they will make in their lifetime. That is why the Government of Canada has introduced measures to help more Canadians achieve their housing needs while also taking measured actions to contain risks in the housing market. A stable and healthy housing market is part of a strong economy, which is vital to building and supporting a strong middle class.

Today, Minister of Finance, Bill Morneau, announced changes to the benchmark rate used to determine the minimum qualifying rate for insured mortgages, also known as the “stress test.” These changes will come into effect on April 6, 2020. The new benchmark rate will be the weekly median 5-year fixed insured mortgage rate from mortgage insurance applications, plus 2%.

This follows a recent review by federal financial agencies which concluded that the minimum qualifying rate should be more dynamic to better reflect the evolution of market conditions. Overall, the review concluded that mortgage standards are working to ensure that home buyers are able to afford their homes even if interest rates rise, incomes change, or families are faced with unforeseen expenses. This adjustment to the stress test will allow it to be more representative of the mortgage rates offered by lenders and more responsive to market conditions.

The Office of the Superintendent of Financial Institutions (OSFI) also announced today that it is considering the same new benchmark rate to determine the minimum qualifying rate for uninsured mortgages. OSFI is seeking input from interested stakeholders on this proposal before March 17, 2020. 

Quotes

“For many middle class Canadians, their home is the most important investment they will make in their lifetime. Our government has a responsibility to ensure that investment is protected and to support a stable housing market. The government will continue to monitor the housing market and make changes as appropriate. Reviewing the stress test ensures it is responsive to market conditions.”

Bill Morneau, Minister of Finance

Quick facts

  • When a borrower has less than a 20% down payment, lenders are required to obtain government-backed mortgage insurance. The mortgages must comply with the insured mortgage rules set by the Minister of Finance, including the insured minimum qualifying rate. 

  • When the borrower has a down payment of 20%, or more, of the sale price, insurance is not required. The minimum qualifying rate for uninsured mortgages is set by OSFI, the independent banking regulator.

  • To help more Canadians access affordable housing that meets their needs, the Government of Canada launched the National Housing Strategy—a 10-year, $55+ billion plan that will build 125,000 new affordable housing units, repair 300,000 others, and reduce chronic homelessness by 50%.

  • In Budget 2019, the federal government took concrete steps to make homeownership more affordable for first-time buyers by implementing a First-Time Home Buyer Incentive and increasing the Registered Retirement Savings Plan withdrawal limit to $35,000 to buy a home.

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I have sold a property at 1448 NYSTROM CRT in Coquitlam.
Argyle is a collection of 64 new, single family homes, located on Burke Mountain in Coquitlam. Argyle features classic craftsman exterior architecture with modern, open interior design. Benchmark has over 24 years of experience with exceptional quality. They offer 5 thoughtful floorplans with attached garages and detached garages. Each home comes with a fully finished basement and an amazing optional upgrade to have a luxury legal suite put in.
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I have sold a property at 419 12248 224 ST in Maple Ridge.
Beautiful & Bright on the top floor. Great floorplan maximizes square footage and bedrooms are on separate sides. Vaulted ceiling in the Living Room. New designer Laminate flooring throughout. Cozy Fireplace. Large Kitchen with breakfast bar. Bonus laundry room/storage/pantry with new washer and dryer plus Storage Locker just down the hall on the same floor. The Master Bedroom has a spacious ensuite with large shower, huge walk-in closet and second closet. Big covered deck. 2 bed/2 bath/2 parking. Convenient location, walk to all amenities.
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I have listed a new property at 11377 MCDOUGAL ST in Maple Ridge.
Roslyn Ridge by MORNINGSTAR is a family-inspired neighbourhood with a convenient city location in a countryside setting. The 3184 sq.ft. Mapleview home has 3 bedrooms and sits proudly on THE LARGEST LOT that backs onto greenbelt for premium privacy. The beautiful exterior has stone, shingles & wood accents and interior features include wide plank laminate, rich quartz counters, S/S appliances including W/D and impressive linear floor-to-ceiling tile fireplace. The 8’ Craftsman front door welcomes you into soaring 10’ high ceilings (some vaulted) huge windows, enormous kitchen island, spa-like master ensuite with huge glass shower and a luxurious window seat. Double car garage & fully fenced & landscaped private backyard. Optional basement choices offer 1 or 2 bedroom in-law suite, OR the deluxe finish w/wet bar, rec room, bedroom & bathroom. Roslyn Ridge’s premium location gives homeowners the advantage of easy access to all major thoroughfares, and all the amenities of an established city.
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I have listed a new property at 419 12248 224 ST in Maple Ridge.
Beautiful & Bright on the top floor. Great floorplan maximizes square footage and bedrooms are on separate sides. Vaulted ceiling in the Living Room. New designer Laminate flooring throughout. Cozy Fireplace. Large Kitchen with breakfast bar. Bonus laundry room/storage/pantry with new washer and dryer plus Storage Locker just down the hall on the same floor. The Master Bedroom has a spacious ensuite with large shower, huge walk-in closet and second closet. Big covered deck. 2 bed/2 bath/2 parking. Convenient location, walk to all amenities.
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I have listed a new property at 30 22308 124 AVE in Maple Ridge.
THIS IS THE ONE! Set among other maintained townhomes this 1 LEVEL RANCHER STYLE townhome, features a rare setting - a LARGE PRIVATE FENCED BACKYARD looking out to GREENBELT. With it's spacious bright kitchen, 2 bedrooms, 2 full bathrooms including an ensuite, gas fireplace, large covered patio, & attached garage, this is a an excellent townhome to own.
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I have listed a new property at 10447 248 ST in Maple Ridge.
LIVING ON TOP OF THE WORLD! This home is Blessed by nature, perfect for entertaining! Breathtaking PANORAMIC VIEWS from Gulf Islands to Golden Ears. Cul-de-sac with lrg driveway. European inspired entertainer's dream Kitchen has custom Glass backsplash, KitchenAid appliances inc. 5 burner Gas range, huge island & quartz counters. The MASTER retreat has soaring Vaulted ceiling. Relax in the PRIVATE HOT TUB & low maintenance California inspired yard. VIEWS from every floor are INCREDIBLE, enjoy watching amazing sunsets! 10' ceilings on Main, custom wide-plank laminate flooring throughout, AIR CONDITIONING, built-in Vacuum & Security, roller blinds, EV Level 2 Charger, wine cellar, granite under-mount kitchen sink plus more upgrades. RARE opportunity, you don't want to miss owning this home!
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I have sold a property at 60 50 PANORAMA PL in Port Moody.
This beautiful townhouse is nestled in Heritage Mountain next door to the greenbelt, trails and within walking distance to schools. This 3 bedroom and 3 bathroom home comes with a bonus den that can be used as an additional bedroom, office or "man-cave". The main floor features sweeping 9 ft high ceilings with an open-concept kitchen and living room with bamboo flooring, SS appliances, South facing front patio and enclosed private backyard. This bright unit features lots of natural light and windows, gas fireplace and low strata fees. Come and see for yourself why you will love this family-oriented home at Adventure Ridge.
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I have sold a property at 33764 BLUEBERRY DR in Mission.
BEAUTIFUL ON BLUEBERRY DRIVE!! This Immaculate RANCHER home with W/O Bsmt is located in one of the most popular areas of Mission! Close to fabulous schools! Shows nice and bright with lots of windows, 9 FT Ceilings in living room, Birch Hardwood floors & mixture of laminate and carpet thru-out. Comes with 3 Bdrms on main floor & nice Den as you enter, 2 Bdrms downstairs with Media room and Recroom. South facing backyard with beautiful view of Mt. Baker, new vinyl decking, updated and freshly painted cedar fence. Easily Suiteable. 3 Full baths as well. Come check it out! You will Love this home!
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I have sold a property at 207A 301 MAUDE RD in Port Moody.
Gorgeous updated unit. The best location in the complex with scenic views overlooking Noons Creek & Greenbelt, the sound of water running downstream is wonderful! This unit is in the smaller northwest quiet building. Nice updates throughout including new wide plank laminate flooring, beautiful new bathroom, new lighting, new fireplace tile surround, mantle & gas insert. Heritage Grand is located in the heart of Port Moody. Only steps away from trendy and popular Newport Village & Suter Brook, with boutiques, food markets, restaurants, and services. Enjoy outdoor recreation at your doorstep, only minutes away from Rocky Point Park and Buntzen Lake. Current owners rent a 2nd parking space for $45/month that can be taken over if needed. Watch the Video!
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Please visit our Open House at 207A 301 MAUDE RD in Port Moody.
Open House on Sunday, September 22, 2019 2:00PM - 4:00PM
Gorgeous updated unit. The best location in the complex with scenic views overlooking Noons Creek & Greenbelt, the sound of water running downstream is wonderful! This unit is in the smaller northwest quiet building. Nice updates throughout including new wide plank laminate flooring, beautiful new bathroom, new lighting, new fireplace tile surround, mantle & gas insert. Heritage Grand is located in the heart of Port Moody. Only steps away from trendy and popular Newport Village & Suter Brook, with boutiques, food markets, restaurants, and services. Enjoy outdoor recreation at your doorstep, only minutes away from Rocky Point Park and Buntzen Lake. Current owners rent a 2nd parking space for $45/month that can be taken over if needed. Watch the Video! Open House Sunday, September 22nd 2pm-4pm.
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I have sold a property at 3869 CLEMATIS CRES in Port Coquitlam.
Great 2 level home on cul-de-sac street. You will be impressed right from entering the front door. An innovative floor plan designed for family living, giving everyone their own space when they need and great spaces to hangout together. 9' ceilings up & down. Cozy fireplaces in the LivingRm & FamilyRm. Entertainers dream Kitchen has Maple Shaker Cabinets, Granite counters, nice island, ss appliances. Vaulted Master Retreat with big walk-in California closet and ensuite has jetted tub. Beautiful above ground, daylight/walk-out Legal 2 bedroom suite. Flex Room/Bedroom/Den off entry and powder room, which can both be retained or added to the suite. Fully fenced rear yard. Enjoy the natural surroundings & nature trails out your backyard. Close to schools, shopping and recreation. A Must See!
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Please visit our Open House at 207A 301 MAUDE RD in Port Moody.
Open House on Sunday, September 8, 2019 2:00PM - 4:00PM
Gorgeous updated unit. The best location in the complex with scenic views overlooking Noons Creek & Greenbelt, the sound of water running downstream is wonderful! This unit is in the smaller northwest quiet building. Nice updates throughout including new wide plank laminate flooring, beautiful new bathroom, new lighting, new fireplace tile surround, mantle & gas insert. Heritage Grand is located in the heart of Port Moody. Only steps away from trendy and popular Newport Village & Suter Brook, with boutiques, food markets, restaurants, and services. Enjoy outdoor recreation at your doorstep, only minutes away from Rocky Point Park and Buntzen Lake. Current owners rent a 2nd parking space for $45/month that can be taken over if needed. Watch the Video! Open House Sunday, Sept. 8th 2-4pm.
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I have sold a property at 21 2381 ARGUE ST in Port Coquitlam.
Life is better by the water! A Location and Home that is Blessed by Nature. Experience the natural surroundings from the spacious main floor with 9’ ceilings & over-sized windows. The large covered deck overlooks the mighty Fraser River. Separate Family Room & Kitchen also have a large deck. Expansive Kitchen renovation, SS appliances, quarts counters, custom cabinetry. Newer Powder Room Reno. Newer full size Washer & Dryer. rEngineered Hardwood on Main. New carpet on stairs and above main. Rec. Room down. Beach access. A commuters dream, one traffic light between this home and Vancouver. Here, your dream of waterfront living becomes a reality. This home reaches for the sky, with endless river views, large sunny outdoor decks & the "Citadel Landing" boardwalk at your front door. Watch the Video!
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I have listed a new property at 21 2381 ARGUE ST in Port Coquitlam.
Life is better by the water! A Location and Home that is Blessed by Nature. Experience the natural surroundings from the spacious main floor with 9’ ceilings & over-sized windows. The large covered deck overlooks the mighty Fraser River. Separate Family Room & Kitchen also have a large deck. Expansive Kitchen renovation, SS appliances, quarts counters, custom cabinetry. Newer Powder Room Reno. Newer full size Washer & Dryer. rEngineered Hardwood on Main. New carpet on stairs and above main. Rec. Room down. Beach access. A commuters dream, one traffic light between this home and Vancouver. Here, your dream of waterfront living becomes a reality. This home reaches for the sky, with endless river views, large sunny outdoor decks & the "Citadel Landing" boardwalk at your front door. Watch the Video!
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Please visit our Open House at 21 2381 ARGUE ST in Port Coquitlam.
Open House on Sunday, August 25, 2019 1:00PM - 3:00PM
Life is better by the water! A Location and Home that is Blessed by Nature. Experience the natural surroundings from the spacious main floor with 9’ ceilings & over-sized windows. The large covered deck overlooks the mighty Fraser River. Separate Family Room & Kitchen also have a large deck. Expansive Kitchen renovation, SS appliances, quarts counters, custom cabinetry. Newer Powder Room Reno. Newer full size Washer & Dryer. rEngineered Hardwood on Main. New carpet on stairs and above main. Rec. Room down. Beach access. A commuters dream, one traffic light between this home and Vancouver. Here, your dream of waterfront living becomes a reality. This home reaches for the sky, with endless river views, large sunny outdoor decks & the "Citadel Landing" boardwalk at your front door. Watch the Video!
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Please visit our Open House at 3869 CLEMATIS CRES in Port Coquitlam.
Open House on Sunday, August 25, 2019 3:30PM - 5:30PM
Great 2 level home on cul-de-sac street. You will be impressed right from entering the front door. An innovative floor plan designed for family living, giving everyone their own space when they need and great spaces to hangout together. 9' ceilings up & down. Cozy fireplaces in the LivingRm & FamilyRm. Entertainers dream Kitchen has Maple Shaker Cabinets, Granite counters, nice island, ss appliances. Vaulted Master Retreat with big walk-in California closet and ensuite has jetted tub. Beautiful above ground, daylight/walk-out Legal 2 bedroom suite. Flex Room/Bedroom/Den off entry and powder room, which can both be retained or added to the suite. Fully fenced rear yard. Enjoy the natural surroundings & nature trails out your backyard. Close to schools, shopping and recreation. A Must See! Watch the Video. Open House - Sunday, August 25th 3:30pm-5:30pm.
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Please visit our Open House at 21 2381 ARGUE ST in Port Coquitlam.
Open House on Sunday, August 18, 2019 2:00PM - 4:00PM
Life is better by the water! A Location and Home that is Blessed by Nature. Experience the natural surroundings from the spacious main floor with 9’ ceilings and over-sized windows. The large covered deck overlooks the mighty Fraser River. Separate Family Room and Kitchen also have a large deck. Expansive Kitchen renovation. Engineered Hardwood on Main. New carpet on stairs and above main. Recreation Room down. Beach access. A commuters dream, one traffic light between this home and Vancouver. Here, your dream of waterfront living becomes a reality. This home reaches for the sky, with endless river views, large sunny outdoor decks and the "Citadel Landing" boardwalk at your front door. Watch the video. Open House, Sunday, Aug. 18th 2-4pm.
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I have sold a property at 22 103 PARKSIDE DR in Port Moody.
Welcome to TREETOPS - A perfect, master planned, townhome community nestled amongst the mature forests of Heritage Mountain! Pride of ownership shows in this highly sought after, meticulously cared for, 3-bed + 2-bath end unit home. This ultra-quiet & private home feat. tastefully updated rich laminate floors, S/S appliances, granite counters, cozy NG F/P fireplace, HUGE master suite, 2 additional large bedrooms, dedicated laundry room & private patio all while on one level! Awesome amenities w/ a kids playground, an indoor swimming pool & hot tub, basketball court & gym! Incredible location as just mins away you'll find Inlet Centre SkyTrain Station, TOP RATED schools, countless parks & trails, & Suterbrook & Newport Village for all your daily needs!
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