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I have listed a new property at BLOCK C CASCADE BAY in Harrison Hot Springs.
Captivating views on Cascade Bay. Enjoy the ultimate in peace, tranquility & relaxation. This FREEHOLD property is over 1/2 acre, blessed by nature & sits perched up overlooking the bay & majestic surrounding mountains. 100ft of lake frontage w/ 50 ft dock. Bask in the sun all day, watch stunning sunsets & exceptional lake views from the large deck. Nicely updated with new flooring throughout and new paint inside & out. Cozy Great Room with wood burning stove, vaulted ceiling & wall of windows. Fully furnished vacation home is turnkey, most contents are included and sleeps 8 people. Just start enjoying & making memories. Fridge, stove & new hot water tank run on propane. Huge workshop w/ tools incl. Excellent Cell Phone Reception. Scenic 10 minute boat ride from the marina.
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I have listed a new property at 313 2233 MCKENZIE RD in Abbotsford.
Here it is! Great use of space in this 1 bedroom & den. Open concept floorpan with granite counters, tiled backsplash, modern cabinetry, pendant lighting, cozy fireplace, laminate flooring, Stainless steel appliances including New Fridge, New Dishwasher & New Microwave. New Kitchen Faucet & Garburator. New Washer/Dryer. New Carpet. The large Master bedroom easily accommodates a king size bed. Nice size private covered deck feels like another room backing onto a open treed area with West views to enjoy sunsets. Storage is on the same floor. Great freeway access. You'll love life at Latitude, there are terrific amenities: Fitness facilities, Clubhouse/Billiard Room, TWO Guest suites (one on the same floor) all on the edge of a green area & only blocks from shopping, restaurants and recreation.
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I have listed a new property at 3003 NECHAKO CRES in Port Coquitlam.
Rare opportunity to own a rancher in Riverwood. Ultra convenient location near nature, schools and all amenities. This house you will want to call home sits on a large 10,172 square foot lot. Newer kitchen with granite counters and gas stove. Family room with vaulted ceiling and hardwood floors steps onto a massive concrete patio and park like oasis. Oversized heated garage, large 50' long driveway. Nearly 5' high 1,737 square foot crawl space. Spacious Master has big walk-in-closet and french doors that lead to the rear yard. Several fruit trees amongst the lush southwest facing yard with big storage shed and water fountain.
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I have sold a property at 202 12367 224 ST in Maple Ridge.
FALCON HOUSE - Built in 2017 with exceptional Craftsmanship & Attention to detail by award winning Falcon Homes! This Luxurious and Spacious 1123 sq ft 2 bed/2 bath apartment features 9' Ceilings, Open concept Kitchen with Shaker Cabinetry, Quartz counters, S/S appliances, oversize windows. Master-bedroom can accommodate a king sized bed, built in closet shelving, ensuite features dbl sinks, free standing tub & glass shower. Additional Laundry room w/built in storage; 13' x 12' fully covered deck with a view of the G/E Mountains. 1 Parking & a large private locker in front of the parking stall. Balance of the new home warranty, pet & rental friendly building; Quality and peace of mind when buying a Falcon Home; Call today to book your showing.
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I have sold a property at 73 3500 BURKE VILLAGE PROM in Coquitlam.
LOTS OF PARKING! This bright 1,496 sq.ft. 4 bed 2.5 bath home at Polygon’s Kentwell is part of a special collection of Tudor-style townhomes in Coquitlam’s Burke Mountain. Featuring our popular white colour scheme, this home boasts a bright open main floor, expansive windows, and generous kitchen with a large island – great for entertaining! Extend living outdoors on the spacious deck off the dining area and kick-start Summer barbecuing. Enjoy the convenience of a side-by-side double car garage with ample space for extra storage. Move in September 2020!
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I have sold a property at 8023 16TH AVE in Burnaby.
Modern Home! High ceilings greet you in this OPEN CONCEPT design as you step inside the home. Eclipse doors that fully open to a large covered deck with gas fireplace. Smart home features Control4 lighting automation, security cameras, house alarm, ceiling speakers all controlled from your phone! Beautiful modern kitchen fully equipped with appliances & spice kitchen with extra fridge. Top floor has 3 spacious beds, 2 baths. Covered Master bedroom presents vaulted ceilings w/ Steam Shower & Soaker tub in the en-suite. A/C, HRV & Radiant heated floors, CCTV, security system, built in vacuum & 2 bedroom legal suite with separate laundry & entrance. Bonus media room with bar & full bathroom for upstairs use. Fully fenced private backyard. 2 car detached garage, backlane.
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I have sold a property at 203 1066 13TH AVE W in Vancouver.
Looking for a renovated home or investment property near VGH? Professionally updated 1,022 square feet 2 bedroom/2bathroom in Colonial-Style iconic Landmark Villa in desirable Fairview. Only one of two-2 generous bdrm/2 full bath in this 18 unit building. Features include Brazilian Cherry Hardwood floors, newer windows & patio door, Gourmet kit w/centre island, Quartz countertops, Stainless Steel appliances, updated bath w/ Hansgrohe rainshower, fresh paint and a sizeable outdoor area perfect for morning coffee or evening BBQ's. Ample custom built-in storage in the unit plus additional locker below. Well maintained building with newer boiler system, newer roof, and updated balconies. Building offers quiet living yet you are just steps to hospitals, L’Ecole Bilingue Elementary, transit, Canada Line & future Broadway line, theatre, restaurants, coffee shops + South Granville shopping. This one is a sound investment for any use, and it won't last!
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I have sold a property at 14 11384 BURNETT ST in Maple Ridge.
MASSIVE GREENBELT EXECUTIVE TOWNHOME! This 2400+ square foot townhome has an OPEN PLAN MAIN FLOOR with BONUS FAMILY ROOM at front! Kitchen has granite counters, undermount sink, s/s appliances, BREAKFAST BAR, tile backsplash & opens to huge living room + dining room w/sliding glass doors to LARGE FENCED YARD BACKING ONTO GREENBELT. Upstairs, 2 large bedrooms accompany huge master bedroom w/WALK IN CLOSET & personal ensuite w/double sinks, soaker tub & separate shower. FULLY FINISHED BASEMENT has full bathroom, spacious rec room & direct access to TRUCK READY double side by side garage. BONUSES: hardwood, tile flooring, crown and baseboards, pot lighting, designer paint, LARGE LAUNDRY ROOM/PANTRY, natural gas BBQ connections.
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I have sold a property at 201 19451 SUTTON AVE in Pitt Meadows.
Introducing Nature's Walk, an inviting collection of townhomes in Pitt Meadows' South Bonson area. This 1,905 sqft 4 bedroom, 3.5 bathroom duplex home boasts craftsman-inspired architecture, a spacious open-concept main floor, private fenced yard and double car garage. Modern finishings include integrated Sub-zero & Wolf appliance package, premium wide-plank laminate flooring, stone countertops, flat-panel wood cabinetry and central forced air heating. Master offers 5-piece ensuite with double sinks & WIC. Enjoy access to the Meadow Club, an exclusive 5,000 sqft Wellness Centre, featuring a professionally-equipped gym, lounge, outdoor pool, sports court & more. Built by award-winning Onni Group.
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I have sold a property at 10447 248 ST in Maple Ridge.
LIVING ON TOP OF THE WORLD! This home is Blessed by nature, perfect for entertaining! Breathtaking PANORAMIC VIEWS from Gulf Islands to Golden Ears. Cul-de-sac with large driveway. MORNINGSTAR built home with many upgrades. European inspired entertainer's dream Kitchen has custom Glass backsplash, KitchenAid appliances inc. 5 burner Gas range, huge island & quartz counters. The MASTER retreat has soaring Vaulted ceiling. Relax in the PRIVATE HOT TUB & low maintenance California inspired yard with over $50,000 in extra landscaping. VIEWS from every floor are INCREDIBLE, enjoy watching amazing sunsets! 10' ceilings on Main, custom wide-plank laminate flooring throughout, AIR CONDITIONING, built-in Vacuum & Security, roller blinds, EV Level 2 Charger, wine cellar, granite under-mount kitchen sink plus more upgrades. RARE opportunity, you don't want to miss owning this home!
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I have listed a new property at 10453 248 ST in Maple Ridge.
LIVING ON TOP OF THE WORLD! Breathtaking PANORAMIC VIEWS from Gulf Islands to Golden Ears. Massive 350sqft deck takes full advantage of views. Functional open concept floorplan has great use of space. European inspired entertainer's Kitchen has custom Glass slab backsplash, KitchenAid appliances inc. Gas range, huge island & quartz counters. Dream MASTR retreat has soaring vaulted ceiling, cozy sitting area, spa-like ensuite and big walk-in-closet. VIEWS from every floor are INCREDIBLE, enjoy watching amazing sunsets! 10' ceilings on Main, custom wide-plank laminate flooring throughout, AIR CONDITIONING built-in Vacuum & Security, roller blinds, granite under-mount kitchen sink. Huge covered patio leads to a nice yard with space for the kids or your four legged friend. No thru street. Morningstar built home w/ many upgrades. You don't want to miss owning this home!
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I have sold a property at 112 19673 MEADOW GARDENS WAY in Pitt Meadows.
STUNNING GROUND FLOOR UNIT with private patio and yard at the "FAIRWAYS" Faces the inner courtyard. An excellent floor plan with two bedrooms and two bathrooms. The kitchen is a chef's dream with granite counters S/S appliances and a good size pantry. Lovely California shutters and upgraded laminate floors. MASTER has LUXURIOUS ENSUITE with soaker tub, separate shower, two sinks and granite counters. Near B line bus route, West Coast Express and Golden Ears Bridge. Features: Amenity room, lounge with kitchen, exercise room, massage room, sauna, guest suite, storage locker, bike storage, and car wash bay.
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News release

February 18, 2020 - Ottawa, Ontario - Department of Finance Canada

For many Canadians, their home is the most important investment they will make in their lifetime. That is why the Government of Canada has introduced measures to help more Canadians achieve their housing needs while also taking measured actions to contain risks in the housing market. A stable and healthy housing market is part of a strong economy, which is vital to building and supporting a strong middle class.

Today, Minister of Finance, Bill Morneau, announced changes to the benchmark rate used to determine the minimum qualifying rate for insured mortgages, also known as the “stress test.” These changes will come into effect on April 6, 2020. The new benchmark rate will be the weekly median 5-year fixed insured mortgage rate from mortgage insurance applications, plus 2%.

This follows a recent review by federal financial agencies which concluded that the minimum qualifying rate should be more dynamic to better reflect the evolution of market conditions. Overall, the review concluded that mortgage standards are working to ensure that home buyers are able to afford their homes even if interest rates rise, incomes change, or families are faced with unforeseen expenses. This adjustment to the stress test will allow it to be more representative of the mortgage rates offered by lenders and more responsive to market conditions.

The Office of the Superintendent of Financial Institutions (OSFI) also announced today that it is considering the same new benchmark rate to determine the minimum qualifying rate for uninsured mortgages. OSFI is seeking input from interested stakeholders on this proposal before March 17, 2020. 

Quotes

“For many middle class Canadians, their home is the most important investment they will make in their lifetime. Our government has a responsibility to ensure that investment is protected and to support a stable housing market. The government will continue to monitor the housing market and make changes as appropriate. Reviewing the stress test ensures it is responsive to market conditions.”

Bill Morneau, Minister of Finance

Quick facts

  • When a borrower has less than a 20% down payment, lenders are required to obtain government-backed mortgage insurance. The mortgages must comply with the insured mortgage rules set by the Minister of Finance, including the insured minimum qualifying rate. 

  • When the borrower has a down payment of 20%, or more, of the sale price, insurance is not required. The minimum qualifying rate for uninsured mortgages is set by OSFI, the independent banking regulator.

  • To help more Canadians access affordable housing that meets their needs, the Government of Canada launched the National Housing Strategy—a 10-year, $55+ billion plan that will build 125,000 new affordable housing units, repair 300,000 others, and reduce chronic homelessness by 50%.

  • In Budget 2019, the federal government took concrete steps to make homeownership more affordable for first-time buyers by implementing a First-Time Home Buyer Incentive and increasing the Registered Retirement Savings Plan withdrawal limit to $35,000 to buy a home.

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I have sold a property at 1448 NYSTROM CRT in Coquitlam.
Argyle is a collection of 64 new, single family homes, located on Burke Mountain in Coquitlam. Argyle features classic craftsman exterior architecture with modern, open interior design. Benchmark has over 24 years of experience with exceptional quality. They offer 5 thoughtful floorplans with attached garages and detached garages. Each home comes with a fully finished basement and an amazing optional upgrade to have a luxury legal suite put in.
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I have sold a property at 419 12248 224 ST in Maple Ridge.
Beautiful & Bright on the top floor. Great floorplan maximizes square footage and bedrooms are on separate sides. Vaulted ceiling in the Living Room. New designer Laminate flooring throughout. Cozy Fireplace. Large Kitchen with breakfast bar. Bonus laundry room/storage/pantry with new washer and dryer plus Storage Locker just down the hall on the same floor. The Master Bedroom has a spacious ensuite with large shower, huge walk-in closet and second closet. Big covered deck. 2 bed/2 bath/2 parking. Convenient location, walk to all amenities.
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I have listed a new property at 419 12248 224 ST in Maple Ridge.
Beautiful & Bright on the top floor. Great floorplan maximizes square footage and bedrooms are on separate sides. Vaulted ceiling in the Living Room. New designer Laminate flooring throughout. Cozy Fireplace. Large Kitchen with breakfast bar. Bonus laundry room/storage/pantry with new washer and dryer plus Storage Locker just down the hall on the same floor. The Master Bedroom has a spacious ensuite with large shower, huge walk-in closet and second closet. Big covered deck. 2 bed/2 bath/2 parking. Convenient location, walk to all amenities.
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I have listed a new property at 30 22308 124 AVE in Maple Ridge.
THIS IS THE ONE! Set among other maintained townhomes this 1 LEVEL RANCHER STYLE townhome, features a rare setting - a LARGE PRIVATE FENCED BACKYARD looking out to GREENBELT. With it's spacious bright kitchen, 2 bedrooms, 2 full bathrooms including an ensuite, gas fireplace, large covered patio, & attached garage, this is a an excellent townhome to own.
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I have listed a new property at 10447 248 ST in Maple Ridge.
LIVING ON TOP OF THE WORLD! This home is Blessed by nature, perfect for entertaining! Breathtaking PANORAMIC VIEWS from Gulf Islands to Golden Ears. Cul-de-sac with lrg driveway. European inspired entertainer's dream Kitchen has custom Glass backsplash, KitchenAid appliances inc. 5 burner Gas range, huge island & quartz counters. The MASTER retreat has soaring Vaulted ceiling. Relax in the PRIVATE HOT TUB & low maintenance California inspired yard. VIEWS from every floor are INCREDIBLE, enjoy watching amazing sunsets! 10' ceilings on Main, custom wide-plank laminate flooring throughout, AIR CONDITIONING, built-in Vacuum & Security, roller blinds, EV Level 2 Charger, wine cellar, granite under-mount kitchen sink plus more upgrades. RARE opportunity, you don't want to miss owning this home!
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I have sold a property at 60 50 PANORAMA PL in Port Moody.
This beautiful townhouse is nestled in Heritage Mountain next door to the greenbelt, trails and within walking distance to schools. This 3 bedroom and 3 bathroom home comes with a bonus den that can be used as an additional bedroom, office or "man-cave". The main floor features sweeping 9 ft high ceilings with an open-concept kitchen and living room with bamboo flooring, SS appliances, South facing front patio and enclosed private backyard. This bright unit features lots of natural light and windows, gas fireplace and low strata fees. Come and see for yourself why you will love this family-oriented home at Adventure Ridge.
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I have sold a property at 33764 BLUEBERRY DR in Mission.
BEAUTIFUL ON BLUEBERRY DRIVE!! This Immaculate RANCHER home with W/O Bsmt is located in one of the most popular areas of Mission! Close to fabulous schools! Shows nice and bright with lots of windows, 9 FT Ceilings in living room, Birch Hardwood floors & mixture of laminate and carpet thru-out. Comes with 3 Bdrms on main floor & nice Den as you enter, 2 Bdrms downstairs with Media room and Recroom. South facing backyard with beautiful view of Mt. Baker, new vinyl decking, updated and freshly painted cedar fence. Easily Suiteable. 3 Full baths as well. Come check it out! You will Love this home!
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