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Keeping your home in top shape requires year-round care. While each season brings different tasks and challenges for homeowners, spring is an especially important time – it’s when to assess winter wear and prepare for summer.

Many big home repairs start out small but, left unattended, become more costly problems. By taking care of little issues now, you can save yourself a lot of money and stress in the long run. Keeping a list of what needs to be done, and when, can help you to avoid and prevent the most common household problems.

Many of the necessary task are probably easy enough for you to take care of yourself. However, if you don’t feel comfortable or don’t have the proper equipment, consider hiring a qualified contractor to help you.

Inspect the roof.  Shingles that curl (turn up) and claw (turn down) can make your roof inefficient and susceptible to leaking. Check around vents, skylights and chimneys for leaks and repair as necessary.

Don’t forget to check your roof from the inside too. Look in the attic for any signs of moisture or surface discolouration on the underside of the roof that may point to leakage from above or air leaks coming from your house.

Repair leaks. Before rainy spring weather hits, check to make sure you don't have any leaks, especially in a basement or attic. Double-check your door and window seals, too, in case they might need a fresh coat of caulk or new weather-stripping.

Clean gutters and drain pipes so leaves won't clog them and be sure they drain away from the house. Drain outside faucets.

Chimneys. If you have a masonry chimney, check the joints between bricks or stones. Have any fallen out? Is there vegetation growing out of them? Each signals water infiltration. Also, look for efflorescence which is a white calcium-like deposit that indicates your masonry joints are no longer repelling water but absorbing it. Consider re-sealing masonry with a clear, impermeable or water-resistant barrier material (like Thoroseal products). Brush it on, small areas at a time; let it absorb for 15 minutes, then reapply—it may need a couple of applications.

Clean siding with a pressure washer to keep mold from growing. Check all wood surfaces for weathering and paint failure. If wood is showing through, sand the immediate area and apply a primer coat before painting. If paint is peeling, scrape loose paint and sand smooth before painting. Replace rotted siding or trim.

Check foundation walls, floors, concrete and masonry for cracking, heaving, or deterioration. If you see large cracks or a significant number of bricks losing their mortar, call a professional.
Inspect trees for broken branches. If the broken limb is high up, hire a licensed arborist. If you can reach it from the ground, take it down using the three-cut technique, which prevents bark from tearing and creating an open wound on the trunk.

Seal cracks on the driveway and paths before weeds take up residence. Home centres sell patching materials and fillers designed for asphalt and concrete surfaces.

Spring is also a great time to clean your windows, screens and hardware and replace storm windows with screens. Check your screens for holes or tears first and repair or replace them if needed. Examine putty/caulk lines around exterior windows and doors and ensure weather stripping creates a good seal.

Check all decks, patios, porches, stairs and railings for loose members and deterioration. Open decks and wood fences need to be treated every four to six years, depending on how much exposure they get to sun and rain. If the stain doesn't look like it should, or water has turned some of the wood a dark gray, hire a professional to treat your deck and fence.

Prune landscaping and create good drainage. Shrubs and landscaping help against soil erosion, but should be planted to form a negative grade, which means water will flow away from the house. You don't want growth up against the foundation of the home itself.

Inside the house:
When it’s warm enough outside, turn off your gas fireplace pilot lights where possible.

Carry out the manufacturer’s recommended maintenance for your air conditioning system and ventilation equipment.  Be sure to consult your owner’s manual for cleaning instructions or hire a qualified contractor.

Check your smoke, carbon monoxide and security alarms and replace the batteries. 
Reopen any valves for outside hose bibs that were shut off last fall.

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Sandi & Heather, AMP
Mortgage Specialists
Dominion Lending Centres West Coast Mortgages
Phone: 604.937.8888
Cell: 604.805.2080
Email: sandiandheather@dominionlending.ca
http://www.greatratescanada.com

 

This edition of the Weekly Rate Minder has the latest, best rates for Canadian mortgages. At Dominion Lending Centres, we work on your behalf to find the mortgage that suits your needs. Best of all — our service is free.* It's the selected lender that pays us and YOU get the best rate. *(O.A.C., E.&O.E.)

• Our Best National Rates
• Explore Mortgage Scenarios with Helpful Calculators on http://www.greatratescanada.com

Terms

Bank Rates

Our Rates

6 Month

4.45%

4.45%

1 YEAR

3.20%

2.74%

2 YEARS

3.55%

2.74%

3 YEARS

3.95%

2.94%

4 YEARS

4.64%

3.09%

5 YEARS

5.24%

3.29%

7 YEARS

6.35%

3.99%

10 YEARS

6.75%

3.99%

Rates are subject to change without notice. *OAC E&OE

Prime Rate is 3.00%

Variable rate mortgages from as low as Prime -.10%

 Please note that rates shown above are subject to change without notice. The rates shown are  posted rates and the actual rate you receive may be different, depending upon your personal financial situation. “Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.” Check with your Dominion Lending Centres Mortgage Professional for full details and to determine what rate will be available for you.

*O.A.C., E.& O.E.

 
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Quality, Quiet and Convenient! Former show suite. 1,490 sqft 3 Bedroom, 2.5 bathrooms. Bonus back of garage is converted to 175 sqft media room/office or man cave (wired for surround sound). Great floor plan with 9’ ceiling on the main. Open kitchen with stainless steel appliances and view to Golden Ears Mountains. Built in Vacuum & Alarm. Close to elementary school, new junior high, marina, parks, transit, shopping and Fraser River. Hardi plank exterior and full rain screen. $408,800

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